Gloomy Debt and Depression

There’s no use in sugar-coating the very real and relevant topic of gloomy debt and depression. These are universal phenomena that afflict each and every human being who has crossed over to the adult world. If puberty already was a drag, adulthood is even way more dragging. Honestly, it can be really cold, harsh and, yes, sometimes depressing. But it is a naked truth that we should talk about face to face, without masks and pretenses. Let us begin dissecting these two inseparable subjects: gloomy debt and depression.

Transition from Childhood to Adulthood

As very young children, all we did was play. As we started growing up, some homework and little chores are gradually mixed with play. As we got older, this work-play balance becomes irreversibly overturned. The older we got, the more work we had to do. And play is sometimes no longer an accessible option, but a scarce privilege. That’s the reality of it all, and reality does bite, when you come to truly think of it. Perhaps that’s the whole idea behind the story of Peter Pan, who remains a child forever. The author’s solution is to remain in childhood, never having to cross the bridge to adulthood. But fairy tales are fairy tales. In the real world, all of us have to grow up. No exceptions.

Puberty is the in-between phase wherein we start to figure out this harsh reality. And at this young age, everything can be confusing. Life is like one big blur and you don’t really see anything clearly amongst the confusion. At this transitional stage, we are bombarded with overwhelming responsibilities. Responsibilities that we never even heard of as children, but will be our eternal companion as young adults and until we turn old and grey.

The Root Cause of Depression

This is most probably the root cause of depression— the sudden, inevitable and overwhelming major life changes, transitioning from being a happy and carefree child to a stressed adult.

Most of us chant to ourselves on a daily basis “I’m okay, I’m okay,” when we’re actually not. We put on our best clothes and our best smiles, trying to prove to ourselves and to other people that we’re okay. And this further and further deepens our anxiety, transforming it to a full-blown depression. In a nutshell, we are depressed because we can no longer do whatever we want but are now bound by endless obligations and responsibilities. We experience depression when we feel no sense of control in our own life.

Debt- A Forerunner to Depression

From being spoon-fed and spoiled babies, we are forced to grow up into hard-faced adults with hard responsibilities. All our lives, we have depended solely on our parents, not only for all the love and comfort but also for financial coverage. But as part of growing up, we had to learn how to deal with the money problem ourselves. And if our transition from being a financial ward to being in full financial custody of ourselves is not smooth, then we end up in debt.

Majority of young adults today are still paying their student loans. And for a young professional just starting out in the corporate world, being buried in debt can be daunting and demoralizing. Anxiety and depression silently but surely creeps in, and nervous breakdown and suicide are the misfortunes that patiently wait at the end of the line.

The Real Solution

With all this talk on gloomy debt and depression, fortunately there is a solution. Acceptance, understanding and an open, child-like mind are the key. Simply stop trying to be the controller. Accept and understand that you can’t control everything. Do what you must, but learn to let go of the things you can’t control. Learn to meditate and find the balance in your life, like a beautiful lotus flower that remains undisturbed amidst troubled and murky waters.